Invisalign offers valuable treatment benefits in orthodontics, such as comfort, aesthetics, and faster treatment time. One of the patients’ major concerns about it now is the cost. Many are asking, “Does insurance cover Invisalign?”
The truth is, there is no definite answer to that. There are many factors that determine insurance coverage, such as the type of plan, the provider, and the policy. Generally speaking. However, most insurance companies do offer some level of coverage for Invisalign, depending on the plan. In this blog, our orthodontist in Huntley, IL, will tell you six important facts: “Does Insurance Cover Invisalign”.
Here are some of the considerations when it comes to does insurance cover Invisalign:
#1 – What type of plan does the insurance provider offer?
Does insurance cover Invisalign? Some providers offer a traditional plan, and some offer a discount plan. These plans may have different coverage for Invisalign treatment. It is important to check with your insurance provider to see what they offer and how much coverage you may be eligible for.
If you already have an insurance plan that does not cover the treatment, you can ask your provider if they offer special plans for Invisalign treatment. You can also consider upgrading your existing plan to get coverage for Invisalign.
#2 – What does the policy cover?
Each insurance policy is different. Most policies cover only certain dental treatments, such as braces and retainers. It is important to read your policy carefully to see if it includes coverage for Invisalign.
When checking your policy, make sure to find out the following information: does the policy cover any portion of the cost of Invisalign treatment? Does it cover office visits, dental x-rays, or other diagnostic tests? Will it cover any post-treatment care, such as retainers?
#3 – What is the annual maximum?
Most policies have an annual maximum for dental treatments. This means that after a certain amount of money has been spent on oral care, the insurance company will not cover any more expenses. It is important to check with your insurance provider to determine the annual maximum for Invisalign coverage.
#4 – Is orthodontic treatment medically necessary?
Does insurance cover Invisalign? Some insurance providers may require that the orthodontic treatment be medically necessary in order to be eligible for coverage. This means that the treatment must be prescribed by a doctor in order to be covered. If this is the case, provide any documentation necessary when you file your claim to have a better chance of getting coverage.
#5 – Is your Invisalign orthodontist in-network with your insurance provider?
If your orthodontist does not accept insurance, you must pay for the entire treatment out-of-pocket. However, some insurance providers have in-network orthodontists who accept their plans. It is important to check with your provider if they have any in-network orthodontists who work with Invisalign.
#6 – Does your orthodontist offer flexible payment plans?
Does insurance cover Invisalign? If not, some orthodontists offer payment plans to help make the treatment more affordable. These plans allow you to make payments over a period of time instead of paying the full amount upfront. Be sure to ask your orthodontist if they offer any flexible payment plans.
At Clearcut Orthodontics in Huntley, IL, we offer the following financing plans for our Invisalign patients to support them in managing the cost of treatment:
- Affordable monthly payment plans
- Third-party financing
- Accepts most insurance providers
- Helps you maximize your insurance claim
- Virtual consultations
- A comprehensive and cost-efficient treatment plan
#7 – Does your Invisalign provider have financial experts to help you?
Clearcut orthodontics prides itself on having financial experts within our team as part of our ROX methodology for comfortable and cost-efficient treatment. They’re experts at customizing affordable payment plans and maximizing insurance benefits based on your individual plan.
Does insurance cover Invisalign? Our partner company is called OrthoFi, and they take over the financial support for patients that doctors and orthodontic staff alone may not be able to provide. With Clearcut Orthodontics partnering with OrthoFi, you can be sure that your orthodontic treatment is affordable and that your insurance benefits are maximized.
Consult Clearcut Orthodontics Today: An Invisalign-Only Practice in Huntley
Patients often forego treatment for years because they worry about the cost. Our friendly and knowledgeable staff is here to help you understand does insurance cover Invisalign, your benefit amounts, and the treatment process. We offer comprehensive care to our patients at Clearcut Orthodontics.
Does insurance cover Invisalign? Regardless, don’t let the cost of orthodontic care stop you from getting the needed treatment! Our Invisalign in Huntley, IL, is dedicated to creating beautiful smiles and helping you cover the costs of treatment.
To help you cut costs, we also provide remote monitoring, the most convenient part of the Clearcut program! While most orthodontists require in-person appointments every 6-8 weeks, we monitor your treatment progress remotely to help you save time and money. We offer innovative remote monitoring of your progress via Dental Monitoring technology.
Get in touch with us today if you have any questions about does insurance cover Invisalign or to schedule an in-office or virtual consultation. We are located at 9738 IL-47, Huntley, IL. Our team is here to help you get the smile of your dreams!